Accidental Death: A lump sum amount for death resulting from Accidental Bodily Injury within 12 months from date of Accident.
Accidental Permanent Total Disablement : A lump sum amount will be paid for below mentioned permanent total disability conditions resulting from an Accident within 12 months from date of Accident
- Loss of sight of both eyes; or
- Actual loss by Physical Separation of both hands or both feet or one entire hand and one entire foot; or
- Loss of use of both hands or both feet or of one hand and one foot without Physical Separation, Provided that, such disablement shall as a direct consequence thereof permanently disable the Insured person from resuming his normal occupation or engaging in similar gainful employment.